Description

We are seeking a talented, enthusiastic, and dedicated individual to join the Credit Risk Strategy team. The incumbent will take the lead in key projects related to credit risk assessment, data analysis, and loss mitigation. This role requires experience in analytics, refining risk strategies, and developing predictive algorithms, ideally within the credit risk domain.

Company Culture and Environment

Our company fosters a collaborative environment where innovation is encouraged. Team members work closely together, share ideas, and drive impactful results. We value analytical thinking and support our employees in steering projects towards clear business outcomes.

Career Growth and Development Opportunities

This position offers the opportunity for professional advancement through hands-on experience with credit risk strategies and close collaboration with senior team members. You will gain expertise in data analytics and visualization, which can be instrumental for future roles in the financial services sector.

Detailed Benefits and Perks

• Remote job flexibility
• Opportunities to work on high-impact projects
• Collaborative team environment

Compensation and Benefits

• Pay rate: $50 per hour
• Health, dental, and vision insurance (not explicitly mentioned but commonly included in financial services)
• Professional development opportunities

Why you should apply for this position today

This is an exceptional opportunity to make a meaningful impact within the financial services sector. You will work with a dynamic team to develop innovative credit strategies that not only improve business outcomes but also enhance customer experiences.

Skills

• Data analytics
• Rule development
• Dashboard creation
• Project management
• Strong communication skills
• Proficiency in SQL, Python, and Excel, including key data science libraries
• Experience with large datasets
• Ability to communicate complex results to diverse audiences, including executives

Responsibilities

• Design rules to detect and mitigate loss
• Investigate novel and large cases to identify root causes
• Set strategies for different risk types
• Collaborate with product and engineering teams to enhance control capabilities
• Develop and present strategies and guide execution
• Drive results maximizing eligible customers while controlling losses
• Create dashboards and visualizations to track KPIs of implemented credit strategies

Qualifications

• Minimum 2 years of experience in risk analytics, data analysis, or data science within the fintech or online payments industry
• Experience in using statistics and data science to solve complex business problems
• Demonstrated analytical thinking and data-driven decision-making
• Proven ability to communicate complex results effectively to various stakeholders

Education Requirements

• Bachelor’s degree in Computer Science, Engineering, Mathematics, Statistics, Data Mining, or a related field

Education Requirements Credential Category

• Bachelor’s degree required

Experience Requirements

• Minimum of 2 years of relevant experience in risk analytics, data analysis, or data science
• Experience in developing predictive algorithms and working with large datasets
• Familiarity with AWS, payment rule systems, and credit products is a plus

Why work in San Jose, CA

San Jose offers a vibrant tech ecosystem and a diverse culture, making it an attractive place for professionals in the finance and technology sectors. With a strong emphasis on innovation and growth, the city is home to numerous opportunities for career advancement and personal development. Enjoy a warm climate, a variety of recreational activities, and a community focused on progress.