Description

As an External Mortgage Loan Officer, you will play a key role in providing exceptional service to members through various communication channels such as phone, email, in-person meetings, and mail. This position is ideal for individuals who thrive in an outside sales and business development environment, as you will actively attend functions and networking events to promote and cross-sell products and services.

Your primary responsibility will be to cultivate and maintain strong relationships with key stakeholders, including real estate professionals, builders, and other valuable referral sources. These connections will help increase loan portfolios and revenue while identifying current and potential lending opportunities. This role requires personalized attention to members and will also involve attracting new members to help grow the brand and further establish a strong community presence. Strong interpersonal skills and previous experience in residential lending are essential.

Company Culture and Environment

This organization is committed to creating an inclusive environment and is an Equal Opportunity Employer. The culture emphasizes collaboration, compliance, and a community-focused approach.

Career Growth and Development Opportunities

As part of this role, you will have the opportunity to build strong professional relationships and enhance your sales skills, providing a path for career advancement within the organization.

Detailed Benefits and Perks

• Comprehensive health insurance (Medical, Dental, Vision)
• 401(k) retirement plan with company contributions
• Paid time off and paid holidays
• Employee discounts and Tuition Reimbursement
• Professional counseling and family support services
• Additional benefits as outlined by the organization

Compensation and Benefits

Competitive salary commensurate with experience, along with a comprehensive benefits package that supports the well-being and development of employees.

Why you should apply for this position today

This role offers the chance to make a significant impact in the lives of members by providing essential lending services. You will be part of a supportive team that values compliance and community engagement, allowing you to grow both personally and professionally.

Skills

• Strong interpersonal communication skills
• Comprehensive understanding of real estate lending products
• Proficiency in verbal, written, and mathematical communications
• Accuracy and professionalism in tasks
• Familiarity with Episys Quest (Symitar) is desired
• Proficiency in Microsoft Office applications
• Ability to work independently with limited supervision
• Strong collaboration skills to interact effectively with internal teams and external vendors

Responsibilities

• Ensure compliance with federal regulations such as the Bank Secrecy Act, OFAC, and USA PATRIOT Act
• Work closely with loan applicants to gather necessary information for loan applications
• Analyze the financial status, credit, and available equity of applicants to determine loan approval feasibility
• Submit completed loan applications to Mortgage Loan Processors for verification
• Correspond with applicants and creditors to resolve questions or issues regarding applications
• Order appraisals to ensure sufficient equity for loan approval
• Ensure Loan Estimates and required disclosures are sent to members according to RESPA guidelines
• Collaborate with team members to resolve mortgage application problems
• Identify and explore new lending opportunities and promote other services offered by the organization
• Represent the organization at external events to raise awareness about home loan products
• Uphold the culture of compliance by following regulations and policies regarding transactions
• Perform other duties as assigned

Qualifications

• Licensed through NMLS in Florida (required)
• At least 3 years of experience in mortgage origination and sales (preferred)
• Associate degree or higher in Business, Finance, or a related field (preferred)

Education Requirements

• Associate degree or higher in Business, Finance, or a related field (preferred)

Education Requirements Credential Category

• NMLS License in Florida (required)

Experience Requirements

• At least 3 years of experience in mortgage origination and sales (preferred)

Why work in Aloma, FL

Aloma, FL offers a vibrant community with access to various recreational activities, shopping, dining, and cultural experiences. The area provides a supportive environment for professionals and families alike, making it an attractive place to live and work.