Description

As an External Mortgage Loan Officer, you will play a key role in providing exceptional service to members through various communication channels such as phone, email, in-person meetings, and mail. This position is perfect for individuals who thrive in an outside sales and business development environment, as you will actively attend functions and networking events to promote and cross-sell products and services.

Your primary responsibility will be to cultivate and maintain strong relationships with key stakeholders, including real estate professionals, builders, and other valuable referral sources. These connections will help increase loan portfolios and revenue while identifying current and potential lending opportunities.

This role requires personalized attention to members and will also involve attracting new members to help grow the brand and further establish a strong community presence. Strong interpersonal skills and previous experience in residential lending are essential.

Company Culture and Environment

This organization is committed to creating an inclusive environment and values diversity. They foster a culture of compliance and professionalism, ensuring that employees work in a supportive atmosphere where collaboration and integrity are paramount.

Career Growth and Development Opportunities

You will have the opportunity to develop your skills in mortgage origination and sales, potentially leading to advancement within the organization. The networking and relationship-building aspects of the role can also facilitate long-term professional growth in the industry.

Detailed Benefits and Perks

• Comprehensive health insurance (Medical, Dental, Vision)
• 401(k) retirement plan with company contributions
• Paid time off and paid holidays
• Employee discounts and Tuition Reimbursement
• Professional counseling and family support services
• Additional benefits as outlined by the organization

Compensation and Benefits

• Competitive salary based on experience
• Opportunities for professional development and continuous learning

Why you should apply for this position today

This role offers a unique opportunity to make a significant impact in the mortgage industry while working in an engaging and community-oriented environment. You will have the chance to build valuable relationships and contribute to the financial success of your clients and the organization.

Skills

• Strong interpersonal communication skills
• Comprehensive understanding of real estate lending products
• Demonstrated proficiency in verbal, written, and mathematical communications
• Accuracy and professionalism in all tasks
• Familiarity with Episys Quest (Symitar) is desired
• Proficiency in Microsoft Office applications
• Ability to work independently with limited supervision
• Strong collaboration skills to interact effectively with internal teams and external vendors

Responsibilities

• Ensure compliance with federal regulations such as the Bank Secrecy Act, OFAC, and USA PATRIOT Act
• Work closely with loan applicants to gather necessary information for loan applications
• Analyze financial status, credit, and available equity of applicants to determine loan approval feasibility
• Submit completed loan applications to Mortgage Loan Processors for verification
• Correspond with applicants and creditors to resolve any questions or issues regarding applications
• Order appraisals as necessary to ensure equity for loan approval
• Ensure Loan Estimates and required disclosures are sent to members according to RESPA guidelines
• Collaborate with team members to resolve any mortgage application problems
• Identify and explore new lending opportunities to assist borrowers
• Promote other services offered by the organization to borrowers
• Represent the organization at external events to raise awareness about home loan products
• Uphold the culture of compliance by following all federal and state regulations
• Perform other duties as assigned

Qualifications

• Must be licensed through NMLS in Florida (required)
• At least 3 years of experience in mortgage origination and sales (preferred)
• Associate degree or higher in Business, Finance, or a related field (preferred)

Education Requirements

• Associate degree or higher in Business, Finance, or a related field (preferred)

Education Requirements Credential Category

• NMLS License (required)

Experience Requirements

• At least 3 years of experience in mortgage origination and sales (preferred)

Why work in Aloma, FL

Aloma, FL offers a welcoming community with a blend of suburban tranquility and easy access to urban amenities. The area is known for its family-friendly atmosphere, diverse recreational opportunities, and strong local economy. Living in Aloma provides a balanced lifestyle, allowing you to enjoy both personal and professional growth.