Description

We are seeking a dedicated and detail-oriented Loan Officer to join our financial services team. The ideal candidate will be responsible for evaluating, authorizing, and recommending approval of loan applications. This role requires strong analytical skills, a solid understanding of financial software, and the ability to negotiate effectively with clients. As a Loan Officer, you will play a crucial role in helping clients secure financing that meets their needs while adhering to the regulations set forth by TILA and other governing bodies. We prefer individuals with an active MLO/NMLS license. If you do not have the qualifying certifications, please note that you are solely financially responsible for obtaining one upon hire.

Compensation and Benefits

• Competitive salary based on experience
• Financial support for obtaining MLO/NMLS licenses
• Opportunities for continuous training and development

Why you should apply for this position today

This is an exciting opportunity to help individuals achieve their financial goals through effective lending solutions. By joining our team, you will have the chance to work in a dynamic environment where your contributions directly impact clients’ lives.

Skills

• Strong analytical skills
• Proficiency in accounting software and financial software applications
• Excellent negotiation skills with a focus on customer satisfaction
• Strong 10 key typing skills for efficient data entry
• Knowledge of TILA regulations is a plus
• Strong attention to detail and organizational skills
• Ability to work independently as well as part of a team in a fast-paced environment

Responsibilities

• Evaluate loan applications and financial information to determine creditworthiness
• Conduct credit analysis and assess risks associated with lending
• Utilize accounting software and financial software to process applications efficiently
• Negotiate loan terms with clients, ensuring clarity and compliance with banking regulations
• Collaborate with underwriters to facilitate the approval process for loans
• Maintain accurate records of all transactions and client interactions
• Provide exceptional customer service throughout the loan application process
• Stay updated on industry trends, regulations, and best practices related to financial services

Qualifications

• Proven experience in sales or financial services is preferred
• Familiarity with underwriting processes and credit analysis techniques
• MLO/NMLS License is required

Education Requirements

• High school diploma or equivalent; bachelor’s degree in finance or a related field preferred

Education Requirements Credential Category

• MLO/NMLS License

Experience Requirements

• Previous experience in financial services or sales preferred

Why work in Houma, LA

Houma, LA is known for its rich culture and vibrant community. The area offers a unique blend of southern charm and modern conveniences. Residents enjoy a slower pace of life with access to beautiful landscapes and recreational activities, making it an ideal location for those seeking a balanced lifestyle.