Description

We are seeking a dedicated and detail-oriented Loan Officer to join our financial services team. The ideal candidate will be responsible for evaluating, authorizing, and recommending approval of loan applications. This role requires strong analytical skills, a solid understanding of financial software, and the ability to negotiate effectively with clients. As a Loan Officer, you will play a crucial role in helping clients secure financing that meets their needs while adhering to the regulations set forth by TILA and other governing bodies. We prefer individuals with an active MLO/NMLS license. If you do not have the qualifying certifications, please note that you are solely financially responsible for obtaining one upon hire.

Compensation and Benefits

• Competitive salary based on experience
• Comprehensive health, dental, and vision insurance
• Retirement savings plan with company matching
• Paid time off and holidays
• Flexible work arrangements

Why you should apply for this position today

If you are passionate about helping individuals achieve their financial goals through effective lending solutions, we encourage you to apply for this exciting opportunity as a Loan Officer.

Skills

• Proven experience in sales or financial services
• Familiarity with underwriting processes and credit analysis techniques
• Proficiency in accounting software and financial software applications
• Strong 10 key typing skills for efficient data entry
• Excellent negotiation skills with a focus on customer satisfaction
• Knowledge of TILA regulations is a plus
• Strong attention to detail and organizational skills
• Ability to work independently as well as part of a team in a fast-paced environment
• MLO/NMLS License

Responsibilities

• Evaluate loan applications and financial information to determine creditworthiness
• Conduct credit analysis and assess risks associated with lending
• Utilize accounting software and financial software to process applications efficiently
• Negotiate loan terms with clients, ensuring clarity and compliance with banking regulations
• Collaborate with underwriters to facilitate the approval process for loans
• Maintain accurate records of all transactions and client interactions
• Provide exceptional customer service throughout the loan application process
• Stay updated on industry trends, regulations, and best practices related to financial services

Qualifications

• Proven experience in sales or financial services is preferred
• Familiarity with underwriting processes and credit analysis techniques
• Proficiency in accounting software and financial software applications
• Strong 10 key typing skills for efficient data entry
• Excellent negotiation skills with a focus on customer satisfaction
• Knowledge of TILA regulations is a plus
• Strong attention to detail and organizational skills
• Ability to work independently as well as part of a team in a fast-paced environment
• MLO/NMLS License

Education Requirements

• High school diploma or equivalent; Bachelor’s degree preferred in finance or related field

Education Requirements Credential Category

• MLO/NMLS License required

Experience Requirements

• Previous experience in loan processing or financial services is preferred
• Proven experience in sales or customer service roles

Why work in Houma, LA

Houma, LA offers a unique blend of culture, community, and natural beauty. With its friendly atmosphere and vibrant local economy, it provides an excellent environment for both personal and professional growth. The city is known for its rich history, delicious cuisine, and access to various outdoor activities, making it an enjoyable place to live and work.